Enterprise solutions
What is Enterprise solutions?
Enterprise solutions from Barclays offers a comprehensive range of product suites and services suiting all your business needs. It's a complete package starting from a current account, working capital finance, term loans, trade finance to forwards, which you can, choose from depending upon your business needs and requirements thus helping your business grow to greater heights.
Who is eligible?
Manufacturers, traders, service providers, importers and exporters having a minimum business turnover of INR 10 million
What are the products offered?
Overdraft
Would you like to lose out on big deals?
Would you like to lose customers due to delay in servicing their needs?
Would you like to defer expansion plans?
Is all of this caused due to paucity of liquid funds?
That is exactly why we are here, offering you the overdraft facility which would solve all your worries about maintaining liquidity.
Presented below are the salient features of overdrafts that you can use to your benefit:
- Very convenient
- Probably the easiest form of borrowing
- Helps meet unexpected business expenses so that you are not caught unguarded
- Interest needs to be paid only on the utilized amount
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Term loans
Do not be left behind, do not get stagnated, do not sit back and just stare as your competitors race ahead. Invest expand and grow. We are here to help you fund your growth through our term loan facility.
Benefits of term loan facility are:
- Easy method of funding medium and long term financial requirements
- Personal funds do not get locked for long periods
- Easiest mode of financing for business expansion plans
- Flexible term and amortisation gives the borrower the ability to structure a financing suitable to its specific circumstances.
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Invoice financing
You have a wide customer base, you offer liberal credit terms and your customers are happy; but are you happy when your funds get locked up hindering all your business plans? With our bills / invoice financing you have a reason to smile, for you can raise your bills and we shall finance them.
Benefits of invoice financing:
- Improves your cash flow by releasing money as early in the process as possible after the order has been completed
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Pre / Post shipment finance
Quite often your funds might get blocked up in your business when there is an urgent need of finance to keep your business running. In such a scenario what would you do? Panic, lose your peace and end up raising funds at exorbitant costs or would you be wise and come to us to avail the pre / post shipment credit facilities where we offer complete credit facilities required by you right from the stage of purchasing raw materials to bill discounting post sale.
- Pre-shipment credit
Pre-shipment credit based on actual trading cycles is offered by way of export packing credit enabling you to finance purchase of raw materials, processing and packing of goods meant for exports.
- Post-shipment credit
Post-shipment finance is available in the form of purchase / discount / negotiation and is offered to finance export sales receivables after the date of shipment of goods till the date of realisation of export proceeds.
Benefits of Pre / Post shipment finance:
- Enables you to finance purchase / import of raw materials, processing and packing of goods, without locking in your funds
- Provides better liquidity
- Provides more liberal credit terms to your buyers
- Repay creditors on time and bargain for better credit terms from them
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Letter of credit
Are your suppliers very conservative and don't offer you favourable credit terms? Why fear when we are here? We offer you the LC facility, through which you are assured to get extended credit periods from your suppliers.
This facility helps you to:
- Transact with companies with whom you have had limited interaction
- Avail better credit terms
- Ensure adequate liquidity
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Bank Guarantee
Do you feel you have the ability to repay, the ability to perform? Yet you may find that your customers or suppliers lack faith in you. Irrespective of what others may say we have faith in you. We would guarantee your timely repayments and also your performance. This will establish the faith of people in your business.
Benefits you can avail with bank guarantee are:
- Provide security to your customers or suppliers as per your financial and non financial obligations
- Protects your clients against default in terms and conditions of a contract
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Forwards
Don't lose sleep over the fluctuations in the forex markets. Hedge yourself against all the risks of currency fluctuations and if you are just wondering whether it is worthwhile to lock up your funds as margin money, Don't bother about it any further because we are here with the forwards facility.
Benefit of getting forwards:
- Helps in venturing into foreign markets
- Hedge your financial risks arising out of the exchange fluctations
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Doorstep banking services
Enterprise solutions customers are entitled to a comprehensive range of doorstep banking services including cash pick up and delivery, demand draft / pay order delivery, cheque pick up and document pick up and delivery.
Why Enterprise solutions from Barclays?
- Dedicated Relationship manager
- Differentiated service
- Faster approvals
- Large international network with presence in 50 countries
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To apply now:
* Terms and Conditions Apply. Subject to adherence of FEMA / RBI / Other applicable rules and regulations
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