Loans

Salaried individuals include employees of selected public and private limited companies, government sector employees including public sector undertakings and central, state and local bodies.

 

Self-employed individuals include self-employed businessmen and/or professionals i.e. self-employed doctors (MBBS, MD, BDS, MDS) and chartered accountants.

 

We would require your photograph, income documents, bank statements and KYC documents (as detailed below) to process your loan.

Proof of Identity (PI)

Any one of the following –

• Valid Indian Passport
• Photo PAN card
• Voter's Identity Card
• Valid Driving license
• Photo Ration Card with photograph of the accountholder
• Defence Identity card
• Identity card issued by a government department/ government company to its employees which includes the date of birth.

Proof of address (PA)

Any one of the following –

• Valid Indian Passport
• Landline or post-paid mobile/WLL telephone bill not more than 6 months old
• Bank account/Credit card statement (not more than 6 months old) or passbook (with entries not more than 6 months old)
• Utility (water/electricity/gas) bill (not more than 6 months old)
• Ration card
• Property tax bill received from a Government department (not more than 12 months old)
• Pension payment order/book/card issued by the State/Central Government.
• Last available Income Tax Assessment order or PAN allotment letter carrying address of the accountholder
• Bill issued by a co-operative housing society for monthly dues (not more than 6 months old)
• Life insurance policy (not more than a year old) or Premium renewal notice (not more than 12 months old)
• Valid registered lease deed in the name of the account holder along with utility bill in the name of the landlord

Please note:

• The list of documents provided above is only indicative and meant for your easy reference. Further documents may be required for your loan processing based on your profile, property type and the bank's internal policies.
• All Loans/ facilities will be at the Sole Discretion of BARCLAYS. The Bank reserves the right to accept or reject any application. Terms and conditions for BARCLAYS Loans are subject to RBI guidelines and / or Bank policies and are subject to changes from time to time.