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Term Deposit Interest Rate - Applicable for Domestic & NRO w.e.f. 20.09.11
Period	Rate % p.a. (Applicable for deposits less than Rs 15 lacs)
7 daysto 15 days	4.00
16 days to 30 days	5.35
31 days to 45 days	5.80
46 days to 60 days	7.25
61 days to 94 days	7.30
95 days	8.25
96 days to 150 days	7.80
151 days to 180 days	8.50
181 days	8.00
182 days to 270 days	8.00
271 days to 365 days	8.00
366 days	8.25
367 days to 400 days	8.25
401 days to 18 months	8.25
575 days	8.50
576 days <2 Years	8.75
2 years	8.75
2 years 1day to 1110 days	9.00
1111 days	9.25
1112 days to 4 yrs	9.25
4years 1day to 5 year	9.25
5year 1day upto 7 year	9.25
Preferential rates will be applicable for deposits of Rs. 15.00 lac & above. Branches will call Retail Liability Product groups for such rates.
The rates are subject to change without notice.
1% Premature withdrawal penalty as applicable.
Senior Citizen & Staff-Special rate not applicable.
Interest compounded quarterly if FD is for 181 days and above.
Minimum number of days for which TD should remain with the Bank so as to be eligible for interest = 7 days.
TDS on deposits as applicable.

 

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