1. Call up any of our Phone Banking numbers on:
   – 1800 233 6565 (for MTNL and BSNL users)- Toll Free
   – +91 22 6000 7888 (from anywhere across the world)
   – 0800 376 2355 (from UK)
   – 8000 441 4318 (from UAE)
   
   OR
2. email us at: nri@barclays.com

You can take a loan for any of the following purposes:

• Purchase of a new home
• Purchase of a home from an existing owner
• Repaying a loan already taken from other Housing Finance Company/Bank

Please refer to Eligibility and Documentation link in home loans section.

You can avail a minimum of Rs 15 lakhs and a maximum Rs. 10 crores. However, these amounts would vary according to your repayment capability, the value of your property, city in which the property is located and certain other factors.

Your immediate relatives (spouse, parents, or children) can be co-applicants on the loan. Siblings can be co-applicants if they are co-owners to the property.

You can repay your loan up to a maximum tenure of 15 years. However, the tenure applicable on your loan will be as communicated to you in your loan sanction letter.

You can get up to 80% of your property value as a Home Loan. However, this amount may vary according to the bank's assessment of your repayment capability, your property being offered by you as collateral and certain other factors, which may be decided by the Bank. The maximum extent of funding you can avail of would be as mentioned on your loan sanction letter.

If we are unable to sanction the loan to you, the processing fee paid by you shall be refunded after deducting INR 3,500 (plus applicable taxes) if the loan amount is less than INR 2 Crores and INR 5000 (plus applicable taxes) for loans above INR 2 Crores. No amount from the processing fee would be refunded if the loan gets sanctioned, even if you decide not to avail of the facility.

On receiving the completed application form along with the necessary documents, we shall endeavour to process your loan application within 7 working days.

You can re-pay your loan through either of the following options:

• Electronic Clearing System (ECS) from your NRE/NRO account.
• Standing Instruction (SI) on your Barclays Bank NRE/NRO account

Yes, you can make such payments by paying a fee as mentioned in the Schedule of Charges. Please note that you cannot make any such payments for the initial 6 months after the full disbursal of your loan.

Yes, you can do that post 6 months, provided you clear all your remaining arrears and the loan outstanding and pay a pre-closure fee as mentioned in the Schedule of Charges.