1. Consumer Banking

• Retail Savings Account
• Retail Current Account
• Prestige Banking

2. NRI Banking (Consumer)

3. Loans

• Business loan/Personal Loan
• Home loan
• Loan against property

4. Commercial Banking

Benchmark PLR, Mortgage Reference Rate and Base Rate:

The Benchmark Prime Lending Rate of Barclays Bank PLC, India is 15.50 % p.a. with effect from 12th February 2009.

The interest rate on your variable rate Mortgage loan is linked to the Mortgage Reference Rate (MRR). Any revision in the MRR may impact the interest rate on your loan according to the bank’s interest rate review policy. The MRR has been reduced from 16 % to 15.5% effective 1st August 2009. Margins of a maximum of 750 bps below and 300 bps above this rate will be maintained.

Base Rate of Barclays Bank PLC, India is 7.00% p.a. with effect from July 1, 2010