Schedule of Charges & Interest Rates
Personal Banking
Retail_Resident_SOC
Retail_NR_SOC
Barclays Private Clients accounts
Private_Client_Savings_Current_and_Non_Resident_Account_SOC
Private-Client-Saving-Current-and-Non-Resident - English
Private-Client-Saving-Current-and-Non-Resident - Hindi
Private-Client-Saving-Current-and-Non-Resident - Marathi
Private-Client-Saving-Current-and-Non-Resident - Kannada
Corporate Banking
Schedule of Charges
Corporate Banking SOC – w.e.f 01/11/2024
Deposit Rates
FX Rates
Penal Charges
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Marginal Cost of Funds Based Lending Rate (MCLR):Marginal Cost of Funds Based Lending Rate (MCLR) w.e.f from June 2nd, 2025.
Tenor
Annualized MCLR (%)
MCLR (%)*
Overnight
7.90%
7.90%
1 month
7.90%
7.90%
3 month
8.00%
7.95%
6 month
8.10%
8.00%
12 month
8.15%
7.85%
* Rates are compounded monthly, payable on a per annum basis. For money market or annualized rates, please contact Barclays India
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The interest rate on your variable rate Mortgage loan is linked to the Mortgage Reference Rate (MRR). Any revision in the MRR may impact the interest rate on your loan according to the bank's interest rate review policy. The MRR has been raised to 20% with effect from 1st August 2011.
The interest rate on your variable rate Mortgage loan, if disbursed up to 30th June 2010 is linked to the MRR of the Bank.
The interest rate on your variable rate Mortgage loan, if disbursed post 30th June 2010 is linked to the Base Rate of the Bank.
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With Effect From
Rate of Interest
Valid till
02-Aug-18
9.50% per annum
Existing
04-Nov-16
9.00% per annum
01-Aug-16
13-Nov-15
9.10% per annum
3-Nov-16
4-June-15
9.25% per annum
12-Nov-15
20-Dec-14
9.45% per annum
3-Jun-14
26-May-14
9.70% per annum
19-Dec-14
17-Feb-14
9.90% per annum
25-May-14
28-Oct-13
9.70% per annum
16-Feb-14
01-Oct-13
10.45% per annum
27-Oct-13
08-Aug-13
9.95% per annum
30-Sept-13
01-Jul-13
9.15% per annum
7-Aug-13
20-May-13
9.25% per annum
30-Jun-13
14-Dec-12
9.50% per annum
19-May-13
16-Sep-12
10.00% per annum
13-Dec-12
1-Jun-12
10.25% per annum
15-Sept-12
1-Nov-11
10.50% per annum
31-May-12
1-Oct-11
10.25% per annum
31-Oct-11
1-Jul-11
10.00% per annum
30-Sept-11
1-Mar-11
9.50% per annum
30-Jun-11
1-Jan-11
9.00% per annum
28-Feb-11
1-Dec-10
8.50% per annum
31-Dec-10
1-Nov-10
8.00% per annum
30-Nov-10
1-Oct-10
7.50% per annum
31-Oct-10
1-Jul-10
7.00% per annum
30-Sep-10
The Base Rate has been arrived at considering weighted average interest cost of Rupee term deposits (having tenor up to 6 months ) along with Current & Savings Account cost and other elements that are common across all categories of borrowers.