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Schedule of Charges & Interest Rates

  • Personal Banking

    Schedule of Charges w.e.f  01/01/2020

    Savings Account - English Version

    Current Account - English Version

    NRI Banking (Personal)

    Schedule of Charges w.e.f  01/01/2020

    NRE & NRO Savings Account_English Version

    Wealth and Investment Management

    Savings Account

    Current Account

    Corporate Banking

    Corporate Banking

    Deposit Rates

    Deposit Rates <  2 CR

    Deposit Rates >= 2 CR

    FCNR-RFC Deposit Rates

    FX Rates

    FX Rates


  • Marginal Cost of Funds Based Lending Rate (MCLR)
    :

    Marginal Cost of Funds based Lending Rate (MCLR) w.e.f from Apr 1st, 2020


     

    Tenor

    Annualized MCLR (%)

    MCLR (%)*

    Overnight

    6.80%

    6.80%

    1 month

    6.80%

    6.80%

    3 month

    6.80%

    6.75%

    6 month

    6.95%

    6.85%

    12 month

    7.25%

    7.00%

    * Rates are compounded monthly, payable on a per annum basis. For money market or annualized rates please contact Barclays India

  • The interest rate on your variable rate Mortgage loan is linked to the Mortgage Reference Rate (MRR). Any revision in the MRR may impact the interest rate on your loan according to the bank's interest rate review policy. The MRR has been raised to 20% with effect from 1st August 2011.

    The interest rate on your variable rate Mortgage loan, if disbursed upto 30th June 2010 is linked to the MRR of the Bank.

    The interest rate on your variable rate Mortgage loan, if disbursed post 30th June 2010 is linked to the Base Rate of the Bank.

  • With Effect From

    Rate of Interest

    Valid till

    02-Aug-18

    9.50% per annum

    Existing

    04-Nov-16

    9.00% per annum

    01-Aug-16

    13-Nov-15

    9.10% per annum

    3-Nov-16

    4-June-15

    9.25% per annum

    12-Nov-15

    20-Dec-14

    9.45% per annum

    3-Jun-14

    26-May-14

    9.70% per annum

    19-Dec-14

    17-Feb-14

    9.90% per annum

    25-May-14

    28-Oct-13

    9.70% per annum

    16-Feb-14

    01-Oct-13

    10.45% per annum

    27-Oct-13

    08-Aug-13

    9.95% per annum

    30-Sept-13

    01-Jul-13

    9.15% per annum

    7-Aug-13

    20-May-13

    9.25% per annum

    30-Jun-13

    14-Dec-12

    9.50% per annum

    19-May-13

    16-Sep-12

    10.00% per annum

    13-Dec-12

    1-Jun-12

    10.25% per annum

    15-Sept-12

    1-Nov-11

    10.50% per annum

    31-May-12

    1-Oct-11

    10.25% per annum

    31-Oct-11

    1-Jul-11

    10.00% per annum

    30-Sept-11

    1-Mar-11

    9.50% per annum

    30-Jun-11

    1-Jan-11

    9.00% per annum

    28-Feb-11

    1-Dec-10

    8.50% per annum

    31-Dec-10

    1-Nov-10

    8.00% per annum

    30-Nov-10

    1-Oct-10

    7.50% per annum

    31-Oct-10

    1-Jul-10

    7.00% per annum

    30-Sep-10

    The Base Rate has been arrived at considering weighted average interest cost of Rupee term deposits (having tenor up to 6 months ) along with Current & Savings Account cost and other elements that are common across all categories of borrowers.