Schedule of Charges & Interest Rates
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Personal Banking
Schedule of Charges w.e.f 01/01/2020
Savings Account - English Version
Current Account - English Version
NRI Banking (Personal)
Schedule of Charges w.e.f 01/01/2020
NRE & NRO Savings Account_English Version
Wealth and Investment Management
Corporate Banking
Deposit Rates
FX Rates
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Marginal Cost of Funds Based Lending Rate (MCLR):Marginal Cost of Funds based Lending Rate (MCLR) w.e.f from Dec 16th, 2019
Tenure
Annualized MCLR (%)
MCLR (%)*
Overnight
7.60%
7.60%
1 month
7.60%
7.60%
3 month
7.60%
7.55%
6 month
7.70%
7.60%
12 month
7.90%
7.65%
* Rates are compounded monthly, payable on a per annum basis. For money market or annualized rates please contact Barclays India
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The interest rate on your variable rate Mortgage loan is linked to the Mortgage Reference Rate (MRR). Any revision in the MRR may impact the interest rate on your loan according to the bank's interest rate review policy. The MRR has been raised to 20% with effect from 1st August 2011.
The interest rate on your variable rate Mortgage loan, if disbursed upto 30th June 2010 is linked to the MRR of the Bank.
The interest rate on your variable rate Mortgage loan, if disbursed post 30th June 2010 is linked to the Base Rate of the Bank.
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With Effect From
Rate of Interest
Valid till
02-Aug-18
9.50% per annum
Existing
04-Nov-16
9.00% per annum
01-Aug-16
13-Nov-15
9.10% per annum
3-Nov-16
4-June-15
9.25% per annum
12-Nov-15
20-Dec-14
9.45% per annum
3-Jun-14
26-May-14
9.70% per annum
19-Dec-14
17-Feb-14
9.90% per annum
25-May-14
28-Oct-13
9.70% per annum
16-Feb-14
01-Oct-13
10.45% per annum
27-Oct-13
08-Aug-13
9.95% per annum
30-Sept-13
01-Jul-13
9.15% per annum
7-Aug-13
20-May-13
9.25% per annum
30-Jun-13
14-Dec-12
9.50% per annum
19-May-13
16-Sep-12
10.00% per annum
13-Dec-12
1-Jun-12
10.25% per annum
15-Sept-12
1-Nov-11
10.50% per annum
31-May-12
1-Oct-11
10.25% per annum
31-Oct-11
1-Jul-11
10.00% per annum
30-Sept-11
1-Mar-11
9.50% per annum
30-Jun-11
1-Jan-11
9.00% per annum
28-Feb-11
1-Dec-10
8.50% per annum
31-Dec-10
1-Nov-10
8.00% per annum
30-Nov-10
1-Oct-10
7.50% per annum
31-Oct-10
1-Jul-10
7.00% per annum
30-Sep-10
The Base Rate has been arrived at considering weighted average interest cost of Rupee term deposits (having tenor up to 6 months ) along with Current & Savings Account cost and other elements that are common across all categories of borrowers.